:root{
  --navy:#0d1b2a;
  --navy-2:#152a41;
  --gold:#c8a24a;
  --gold-2:#e6c274;
  --charcoal:#2b2f36;
  --gray:#5a6472;
  --line:#e5e7eb;
  --bg:#fbfaf7;
  --white:#ffffff;
  --radius:8px;
  --shadow:0 10px 30px -12px rgba(13,27,42,.25);
  --serif:'Cormorant Garamond', Georgia, serif;
  --sans:'Inter', system-ui, -apple-system, Segoe UI, Roboto, sans-serif;
}
*,*:before,*:after{box-sizing:border-box}
html,body{margin:0;padding:0;overflow-x:hidden}
body{font-family:var(--sans);color:var(--charcoal);background:var(--bg);line-height:1.65;font-size:16px;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-decoration:none}
a:hover{color:var(--gold)}
h1,h2,h3,h4{font-family:var(--serif);color:var(--navy);font-weight:600;line-height:1.2;margin:0 0 .6em}
h1{font-size:clamp(2.2rem,4.5vw,3.6rem)}
h2{font-size:clamp(1.7rem,3vw,2.4rem)}
h3{font-size:1.35rem}
p{margin:0 0 1em}
.container{max-width:1200px;margin:0 auto;padding:0 22px}
.section{padding:70px 0}
.section-title{text-align:center;margin-bottom:.4em}
.section-sub{text-align:center;max-width:720px;margin:0 auto 2.5rem;color:var(--gray)}
.skip-link{position:absolute;left:-9999px}
.skip-link:focus{left:8px;top:8px;background:var(--gold);padding:8px;z-index:9999}

/* Topbar */
.topbar{background:var(--navy);color:#dfe4ea;font-size:13px;padding:8px 0}
.topbar a{color:#dfe4ea}
.topbar-inner{display:flex;gap:20px;align-items:center;justify-content:flex-end;flex-wrap:wrap}
.topbar-item{display:inline-flex;gap:6px;align-items:center}
.topbar-phone{color:var(--gold-2)!important}
@media(max-width:720px){.topbar-inner{justify-content:center;text-align:center}.topbar-item:first-child{display:none}}

/* Header — sticky, stays visible while scrolling */
html{scroll-padding-top:100px}
.site-header{position:sticky;top:0;z-index:1000;background:var(--white);border-bottom:1px solid var(--line);box-shadow:0 2px 12px rgba(0,0,0,.08);will-change:transform}
.header-inner{display:flex;align-items:center;gap:20px;padding:14px 0}
.brand img{height:56px;width:auto}
.main-nav{margin-left:auto}
.nav-list{list-style:none;display:flex;gap:6px;margin:0;padding:0}
.nav-list > li{position:relative}
.nav-list > li > a{display:block;padding:10px 12px;font-weight:500;font-size:15px;color:var(--navy);letter-spacing:.02em}
.nav-list > li > a:hover{color:var(--gold)}
.has-dropdown .dropdown{position:absolute;top:100%;left:0;background:#fff;box-shadow:var(--shadow);border-top:2px solid var(--gold);min-width:240px;padding:8px 0;opacity:0;visibility:hidden;transform:translateY(6px);transition:.2s;list-style:none;margin:0;z-index:200}
.has-dropdown .dropdown-wide{min-width:340px;column-count:1}
.has-dropdown:hover > .dropdown, .has-dropdown:focus-within > .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown a{display:block;padding:9px 18px;font-size:14px;color:var(--charcoal)}
.dropdown a:hover{background:#faf7ef;color:var(--gold)}

.btn{display:inline-flex;align-items:center;gap:8px;padding:12px 22px;border-radius:var(--radius);font-weight:600;font-size:14px;letter-spacing:.03em;transition:.2s;cursor:pointer;border:2px solid transparent;text-transform:uppercase}
.btn-primary{background:var(--gold);color:var(--navy)!important;border-color:var(--gold)}
.btn-primary:hover{background:var(--gold-2);border-color:var(--gold-2)}
.btn-gold{background:var(--gold);color:var(--navy)!important;border-color:var(--gold)}
.btn-gold:hover{background:var(--gold-2)}
.btn-outline{background:transparent;color:var(--navy)!important;border-color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff!important}
.btn-outline-light{background:transparent;color:#fff!important;border-color:#fff}
.btn-outline-light:hover{background:#fff;color:var(--navy)!important}
.btn-lg{padding:16px 30px;font-size:15px}
.btn-call{white-space:nowrap}

.hamburger{display:none;background:none;border:0;flex-direction:column;gap:5px;cursor:pointer;padding:8px}
.hamburger span{width:26px;height:2px;background:var(--navy);display:block}

@media(max-width:1080px){
  .main-nav{position:fixed;top:0;right:-100%;height:100vh;width:min(360px,85vw);background:#fff;flex-direction:column;padding:80px 24px 30px;overflow-y:auto;transition:right .3s;box-shadow:-10px 0 30px rgba(0,0,0,.15);z-index:150}
  .main-nav.open{right:0}
  .nav-list{flex-direction:column;gap:0;width:100%}
  .nav-list > li{border-bottom:1px solid var(--line);width:100%}
  .nav-list > li > a{padding:14px 4px;font-size:16px}
  .has-dropdown .dropdown{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;padding:0 0 10px 12px;display:none}
  .has-dropdown.open > .dropdown{display:block}
  .has-dropdown > a::after{content:'+';float:right;color:var(--gold);font-weight:700}
  .has-dropdown.open > a::after{content:'−'}
  .hamburger{display:flex;margin-left:auto}
  .btn-call{display:none}
  body.nav-open{overflow:hidden}
  body.nav-open::before{content:'';position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:140}
}
@media(max-width:520px){.brand img{height:44px}}

/* Hero */
.hero{position:relative;min-height:640px;display:flex;align-items:center;color:#fff;background:linear-gradient(rgba(13,27,42,.72),rgba(13,27,42,.6)),url('../images/hero.jpg') center/cover no-repeat}
.hero-inner{padding:90px 0;max-width:820px}
.hero .eyebrow{color:var(--gold-2);letter-spacing:.24em;text-transform:uppercase;font-size:12px;font-weight:600;margin-bottom:16px}
.hero h1{color:#fff;margin-bottom:.3em}
.hero .lede{font-size:1.15rem;color:#e5e7eb;margin-bottom:2rem;max-width:640px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap}
.hero-badges{margin-top:2.5rem;display:flex;gap:26px;flex-wrap:wrap;color:#dfe4ea;font-size:14px}
.hero-badges span{display:inline-flex;gap:6px;align-items:center}

/* Trust row */
.trust-row{background:var(--navy);color:#e6e9ee;padding:18px 0}
.trust-row ul{list-style:none;margin:0;padding:0;display:flex;justify-content:center;gap:36px;flex-wrap:wrap;font-size:14px}
.trust-row li{display:inline-flex;gap:8px;align-items:center;color:#e6e9ee}
.trust-row svg{color:var(--gold-2)}

/* Grid cards */
.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:24px}
.card{background:#fff;border-radius:var(--radius);overflow:hidden;box-shadow:0 4px 18px -8px rgba(13,27,42,.15);transition:.25s;border:1px solid var(--line)}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card img{aspect-ratio:16/10;object-fit:cover;width:100%}
.card-body{padding:22px}
.card h3{margin-bottom:.4em}
.card .link{color:var(--gold);font-weight:600;font-size:14px;text-transform:uppercase;letter-spacing:.06em}

/* Alt sections */
.section-alt{background:#fff}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.two-col img{border-radius:var(--radius);box-shadow:var(--shadow)}
@media(max-width:820px){.two-col{grid-template-columns:1fr;gap:32px}}

.gold-rule{width:60px;height:3px;background:var(--gold);margin:0 0 22px}
.centered .gold-rule{margin-left:auto;margin-right:auto}
.eyebrow{color:var(--gold);letter-spacing:.22em;text-transform:uppercase;font-size:12px;font-weight:700;margin-bottom:12px}

/* CTA band */
.cta-band{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;padding:60px 0;position:relative;overflow:hidden}
.cta-band::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 80% 50%,rgba(200,162,74,.15),transparent 60%)}
.cta-band-inner{position:relative;display:flex;justify-content:space-between;align-items:center;gap:30px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin-bottom:.3em}
.cta-band p{color:#c8ccd3;margin:0}
.cta-band-actions{display:flex;gap:14px;flex-wrap:wrap}

/* FAQ */
.faq-list{max-width:820px;margin:0 auto;display:flex;flex-direction:column;gap:10px}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:6px 20px}
.faq-item summary{cursor:pointer;padding:14px 0;font-weight:600;font-family:var(--serif);font-size:1.15rem;color:var(--navy);list-style:none;position:relative;padding-right:30px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:'+';position:absolute;right:0;top:14px;color:var(--gold);font-size:1.5rem;font-weight:400}
.faq-item[open] summary::after{content:'−'}
.faq-a{padding:0 0 16px;color:var(--gray)}

/* Footer */
.site-footer{background:var(--navy);color:#c8ccd3;padding:70px 0 0;margin-top:60px}
.site-footer h4{color:#fff;font-size:1.1rem;margin-bottom:1rem}
.site-footer a{color:#c8ccd3}
.site-footer a:hover{color:var(--gold-2)}
.footer-logo{background:#fff;padding:10px;border-radius:6px;margin-bottom:18px;max-width:180px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px;padding-bottom:50px}
.link-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:8px;font-size:14px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:20px 0;font-size:13px}
.footer-bottom-inner{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
@media(max-width:820px){.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.footer-grid{grid-template-columns:1fr}}

/* Mobile call bar */
.mobile-call-bar{display:none;position:fixed;bottom:0;left:0;right:0;background:var(--gold);color:var(--navy)!important;padding:14px;text-align:center;font-weight:700;z-index:90;letter-spacing:.04em}
@media(max-width:720px){.mobile-call-bar{display:flex;justify-content:center;align-items:center;gap:8px}body{padding-bottom:60px}}

/* Page header */
.page-header{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:80px 0 70px;text-align:center;position:relative;overflow:hidden}
.page-header::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 20% 20%,rgba(200,162,74,.15),transparent 50%)}
.page-header h1{color:#fff;position:relative}
.page-header p{color:#c8ccd3;max-width:720px;margin:1rem auto 0;position:relative}
.page-header .eyebrow{color:var(--gold-2);position:relative}

/* Article */
.article{max-width:840px;margin:0 auto;padding:60px 22px}
.article h2{margin-top:2em;padding-bottom:.2em;border-bottom:2px solid var(--gold);display:inline-block}
.article h3{margin-top:1.6em;color:var(--navy)}
.article ul,.article ol{padding-left:22px}
.article li{margin-bottom:.5em}
.article-lede{font-size:1.2rem;color:var(--gray);font-style:italic;padding-left:20px;border-left:3px solid var(--gold);margin:1.5em 0}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:50px}
@media(max-width:820px){.contact-grid{grid-template-columns:1fr}}
.contact-info-card{background:#fff;padding:34px;border-radius:var(--radius);box-shadow:var(--shadow);border-top:4px solid var(--gold)}
.contact-info-card h3{color:var(--navy)}
.contact-info-card p{margin-bottom:.6em}
.contact-info-card a{color:var(--navy);font-weight:600}
.form-field{margin-bottom:16px}
.form-field label{display:block;font-weight:600;margin-bottom:6px;font-size:14px;color:var(--navy)}
.form-field input,.form-field textarea,.form-field select{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:var(--radius);font-family:inherit;font-size:15px;background:#fff}
.form-field input:focus,.form-field textarea:focus,.form-field select:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.form-note{background:#f6f2e6;border-left:3px solid var(--gold);padding:12px 16px;font-size:14px;margin-top:12px;border-radius:4px}

/* Testimonials */
.testimonial-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:26px}
.testimonial{background:#fff;padding:32px;border-radius:var(--radius);box-shadow:0 6px 22px -12px rgba(13,27,42,.2);border-top:3px solid var(--gold);position:relative}
.testimonial::before{content:'\201C';position:absolute;top:-10px;left:20px;font-family:var(--serif);font-size:5rem;color:var(--gold);line-height:1}
.testimonial p{font-style:italic;color:var(--charcoal);position:relative;z-index:1}
.stars{color:var(--gold);letter-spacing:2px;margin-bottom:8px}
.reviewer{font-weight:600;color:var(--navy);margin-top:1em}
.reviewer span{display:block;font-weight:400;font-size:13px;color:var(--gray)}

/* Areas grid */
.areas-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:8px}
.areas-grid a{padding:12px 14px;background:#fff;border:1px solid var(--line);border-radius:6px;font-size:14px;transition:.2s;display:flex;align-items:center;gap:8px}
.areas-grid a:hover{border-color:var(--gold);background:#faf7ef}
.areas-grid a::before{content:'▸';color:var(--gold)}

/* Feature list */
.feature-list{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px}
.feature-list li{padding-left:34px;position:relative;font-weight:500}
.feature-list li::before{content:'';position:absolute;left:0;top:3px;width:22px;height:22px;background:var(--gold);border-radius:50%;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%230d1b2a'><path d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z'/></svg>");background-size:16px;background-repeat:no-repeat;background-position:center}

/* Utility */
.text-center{text-align:center}
.mt-0{margin-top:0}